This is a tried and true way to ensure you don't get chafing in the sensitive areas. Especially for the long days in the saddle 100 miles, but also for short rides if you ride more than a couple of time per week.
having been prone to dry skin and saddle sores for years, I've finally found something cool and soothing that may actually be good for me. Started using this year and great so far. I prefer riding in warmer weather on rides lasting 2 to 4 hours. Stuff holds up well through the entire ride. Glad I found it!
I've been using Zealios sunscreen for about a year now and am reluctant to try anything else. It goes on really easily and dry, and does not leave my oily after application. Most sunscreens make me too slimy for on the bike use, and are generally not enjoyable to use, but I've found Zealios to not even be noticeable once on. As far as actual sun protection, it seems to do the job since I don't get sunburns, but not sure if it's any better than anything else that is out there.
I have tried a number of different chamois creams for both men and women and Paceline is the best. I especially need to use chamois cream in the summer due to high moisture build-up and Paceline is the only product that works for me and I can count on it to keep me comfortable during rides as long as 4 hours. The women's version doesn't work nearly as well for me.